Title Loans in Miami, FL
If there’s one thing they don’t tell you about title loans in Florida, it’s how handy they can be when you need cash fast. Getting a title loan is a quick and easy way to get an advance when you need some short-term money. In fact, many borrowers have their cash in hand in as little as 24 hours.
It works by using your car’s title as collateral for the loan. The lender hangs onto the title during the lifetime of the loan, which is generally less than 60 days. The borrower pays down the loan during that time and when everything is repaid the title is returned to the borrower immediately. You keep the keys to your car, the title is just a way to let the lender know you’re serious about paying them back when you get title loans in Miami FL.
Title loans in Miami FL are short-term loans, so they don’t work quite the same way bank loans do. Rather than helping with big, long-term financial goals title loans are meant to get you a fast cash injection to take care of pressing financial needs like an unexpected bill or expense. They get you through until your next payday or give you a bit of time to figure out how to come up with the money instead of having everything come due all at once. Apply today for vehicle title loans in Miami, or our other locations in Florida such as Tampa, Orlando, and Jacksonville.
Miami, Florida has become a global city attracting visitors from all around the world. Unfortunately, the costs of some of the most common activities may have increased dramatically, making it more difficult to make ends meet. In order to enjoy all that Miami has to offer, you might consider raising more funds using Miami title loans.
What Are Miami Title Loans?
Miami title loans involve the exchange of your physical title and a spare set of keys for money. You will be given an agreement to sign, listing the interest rate, amount, time period and repossession rights. You still get to drive your vehicle while you pay off the loan.
After you pay off your loan, you will get your title and keys back. The application process is very fast for title loans Miami. If you fail to repay your obligation, then your vehicle might be repossessed.
Paying Bills Using Miami Title Loans
Most Americans have fallen into a routine of receiving their paychecks and paying their bills each month. Food, laundry, clothing and utilities are part of their weekly budgets; but, they might also want to splurge on special luxury goods, from time to time.
These special purchases are usually placed on their credit cards. Some Americans have up to ten credit cards. When they have problems paying, they might feel like they are on a financial treadmill headed nowhere. That is where title loans Miami come in.
With Miami title loans, you have a new source for capital. Instead of choosing – which bill to pay this month – you can handle them all. These Florida title loans offer the following benefits:
- Lump Sum
- Potential Rollover Features
- Excellent Customer Service
A quick, large cash payment can help you overcome your financial treadmill. There are some loans, which can be “rolled over” to create a longer term repayment time frame. Our clients keep returning due to our excellent customer support.
Gain control over your family budget by signing up for one of our title loans Miami. With this cash addition, you might be able to enjoy a fresh start.
Free Loan Estimate
We will try to provide you with a free car title loan estimate at the earliest convenience. We simply need your vehicle make, year and mileage. This will be used to estimate your loan amount. Also, we need your name, phone number and zip code, so we can contact you.
Florida Consumer Finance Act
According to Florida Statutes, Chapter 516, the “Florida Consumer Finance Act,” all of the terms of the loan must be clearly spelled out. Before your lender can repossess your vehicle, he must notify you. This enables you to hand over your car voluntarily.
The “Florida Title Loan Act” requires that all title loan lenders be licensed by theFlorida Office of Financial Regulation. For more information on title loan lending, you can call the Florida Attorney General’s Office at 1-866-9-NO-SCAM.
Celebrate Great Times in Miami, Florida
Invite your family members, friends, and business colleagues to enjoy the area’s Jungle Island, Villa Vizcaya, Zoo Miami and American Airlines Arena. You will need to make sure you have plenty of cash for beverages, food, and souvenirs. Discover all of your possibilities with title loans in Florida.