Title Loans Yulee, Florida

Jacksonville title loans are available to help anyone who needs cash as soon as possible. These are loans designed to help those who have less than stellar credit and a car they own outright. If you have the title to your car in hand, bring it into the offices to obtain car title loans in Florida. Title loans in Yulee help anyone with negative credit in need of a loan, and it’s a simple process. A loan is issued in exchanged for the title of a car you own. You sign it over to the lender for a loan. Upon full repayment of the loan, the lender gives borrowers the title back. it’s a simple trade. Most title loans in Yulee last around 30 days, but they can be extended if you run into an issue repaying the loan. These loans are helpful because the people applying for them need not have a good credit score. In fact, no credit check is even required for a loan of this nature. It’s also helpful because it doesn’t charge the exorbitant interest rates other loans that are designed for people with poor credit do.

Applying for Title Loans Yulee

The application process takes less than one minute once you click on the “Apply” link at the top of this page. Once you do, you need only provide the following information:

  • Name
  • Phone number with country code
  • Email address
  • Zip code where you live
  • Make, model, year of car
  • Mileage on the car

You’ll accept the terms and conditions, submit your application, and check your email for a quote from a representative. The email also contains the rep’s phone number so you can call at a convenient time. During this call, you’ll discuss the repayment amounts, dates, and length of them you have to repay your title loans in Yulee. Once you agree to the terms, you are done. Your cash is available as soon as you visit the office with your title and sign your paperwork.

Legal Disclosures for Title Loans Yulee

Every loan issued in Florida must be issued legally in accordance with state law. No title loan lender is doing legal business charging borrowers too much. In Florida, the maximum rates are as follows:

  • 30% max on all loans up to $2k
  • 25% max on all loans between $2k and $3k
  • 18% max on all loans over $3k

Repossession laws requires all lenders work with their borrowers if the borrower asks prior to default for more time to repay the loan. If the borrower doesn’t adhere to the terms and conditions, the lender is still required to allow the borrower the opportunity to turn over their own vehicle to avoid repossession fees. They’re legally obligated to allow the borrower to gather their belongings from the repossessed car, and they must notify the borrow 10 days prior to the sale of the car to provide the borrower one last opportunity to repay the loan and regain ownership of the vehicle. Finally, lenders must issue a refund on all profits after a repossessed car is sold and the loan is repaid.

Benefits of Title Loans Yulee

The benefits of title loans are numerous.

  • No credit check
  • Fast cash
  • Easy repayment terms

Everyone is approved for a title loan no matter their credit history. Typically, people with low credit scores are forced to turn to payday loans, which often charge interest in the hundreds of percent. It’s expensive, and it often causes families to go into debt. This doesn’t, and it’s a great option.

© Copyright 2016 Florida Title Loans
Yulee Overall rating: 5 out of 5 based on 2 reviews.