Florida Car Title Loans - FAQ

  • Do you need a short-term loan to help cover monthly bills, unexpected expenses or for any other reason at all?

    Then join the more than 2 Million Americans who take advantage of the ease and simplicity of title loans every year. Over half of our Florida title loans customers use title loans to cover regular expenses like utilities and rent, and about 25% use them for unexpected bills.

  • What is a car title loan?

    Title loans are a simple way to get money fast without going through the lengthy bank loan process. If you own your car outright you can use it as collateral on a loan for the funds you need and you can keep driving the car. For many people, it’s the best of both worlds, as you get the money you need without having to sell your car.

  • What is an Auto Equity Loan?

    Auto equity loans are loans that are based on how much equity you have in your car. The amount of equity in your car is the difference between how much you owe on your vehicle and how much your vehicle is worth.

  • What documents are needed to get a title loan?

    We will need information on your vehicle’s make and condition, a valid Florida state driver’s license, your work situation and a lien-free title. A lien-free title will state “No Liens” and no one will be listed as “Lien holder”. If you have any questions call us at 954-866-9833.

  • Will a title loan help me avoid bankruptcy or foreclosure?

    Although not a long-term solution, a title loan can tide you over while you work your way back to solid financial ground.

  • Why take out a title loan?

    There are many reasons why people borrow on their car title. Perhaps they’ve had a difficult month and need some help until their next payday. Or maybe they want to do something special for their anniversary or a loved one’s birthday. Title loans are a good option because they can be approved and have funds in your account in less than 24 hours.

    Plus, it’s much easier to get approved for a title loan than borrowing from banks or other sources of cash, like your family or friends. At Florida Title Loans you can borrow up to $50,000, and you can keep driving your car while you pay back the loan.

  • Why choose Florida Title Loans?

    It’s simple. We always get our customers the most cash at the best rates out there. We’ve been helping people get the cash they need when they need it for more than 10 years. Our customers never have to go through a credit check and can often get their money less than an hour!

  • Can I repay my loan quicker than my agreement states?

    Yes, you can pay off your loan as quickly as you like. There are never any prepayment penalties or hidden interest payments. We encourage our clients to repay their loans as quickly as possible.

  • If I’ve applied online do I need to visit a Florida Title Loan office?

    Borrowers will need to sign paperwork, get their car valued and pick up their cash. Beginning the loan process online will speed up your application quite a bit. Or, if you prefer to apply by phone call one of our friendly agents at 954-866-9833.

  • How do I get a copy of my car title?

    You will need to contact your Department of Motor Vehicles. Make sure to follow their instructions carefully. However, you only need to do this if you have lost your original title. It is the document you received after payment of your vehicle. It should contain your vesicle’s info and VIN # at the top.

  • Can I get a title loan from you if I have a title loan with another company?

    Yes, in most cases we can refinance your existing title loan at a lower rate. You can pay off your debt and get the cash you need now.

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