Title Loans in Ormond Beach, FL
Florida Title Loans is the number one source for title loans in Ormond Beach!
You’re in a financial situation and you need cash fast. Almost everyone has a financial setback at one point or another. Bills have a way of getting higher and higher while your paycheck gets smaller. It’s okay to have to go to a company to get a loan when you don’t have a choice. Emergencies happen all the time and it’s not always possible to wait until you get paid again to take care of them. Title loans in Ormond Beach can help you when you are faced with mounting bills or emergency situations. Title loans allow you to use the title of your vehicle as collateral in order to procure a loan. These short term loans can be used for a multitude of problems, such as car repairs, utility bills, hospital bills, wedding expenses, and much more. You don’t need a reason to apply for a loan from title loans in Florida. Simply provide the title to a vehicle that you own and you can be on your way to having some much-needed cash deposited into your bank account within 24 hours. You will always have full use of your vehicle while the loan is out. The title loan company only keeps the title.
Title Loan Application Process for Ormond Beach Residents
Title loans in Ormond Beach can be much easier to receive than a typical bank loan. When you apply for a loan at your bank, you usually have to deal with a lot of paperwork before being approved. With title loans in Ormond Beach, the application is done online and with only a minimum of questions. Filling out the form takes just a few minutes. The company will never have you undergo a credit check in order to give you a loan, making it an even quicker and easier process. Once you are approved, the cash is deposited into your bank account within 24 hours in most cases.
The process for applying for title loans Daytona Beach is simple. You’ll be asked a small series of questions online. These include:
- Phone Number
- Zip Code
Applicants will also need to provide some information regarding the vehicle they are using. Any vehicle in Florida is eligible, such as a car, truck, motorcycle, or van. Any motor home that is the applicant’s permanent home, will not be eligible for a title loan. All applicants will be asked to provide the make and model of the vehicle, as well as the mileage. This will then be used to provide a free title loan estimate of how much of a loan one may be eligible for. A loan consultant will also be in touch to provide more information about the process and to answer any questions about the loan.
Title Loan Laws in Ormond Beach, FL
There are laws in Florida in place to protect any borrowers who find themselves in desperate need of cash. A reputable title loan company will follow all laws under Florida Statute 537, which are as follows:
- Loans are only available to those over 18 years of age.
- Title loan companies must accept any partial payments from their customers.
- All information and contracts must be in writing.
- Title loan companies cannot sell insurance to their customers.
- A loan cannot be entered into if the borrower is under the influence at the time.
- All fees and penalties regarding the loan must be disclosed to the customer.
Title loans can really help out in the event of an emergency. As long as the borrower is careful and pays the loan back in time, their vehicle will always remain in their possession. For more information, call us today.